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Showing posts from April, 2025

The 260% Burden

By any honest measure, the average American has been dealt a brutal economic hand over the last five years. Prices have surged dramatically, cumulatively amounting to over 260% in monthly year-over-year inflation rates, while real wages have barely budged. In plain terms, American families are paying more for everything from groceries to rent, while their paychecks have remained stagnant. The result? A massive erosion of purchasing power and quality of life for millions, and still, our political leaders offer little more than finger-pointing and partisan posturing. We were told inflation was “transitory.” We were told help was coming. Instead, we’ve watched as the cost of essentials, food, gas, housing, and healthcare, has spiraled out of reach for the working and middle class. Yet the institutions charged with protecting economic stability, from the Federal Reserve to Congress, have responded with a mixture of delayed action, infighting, and blame games. Across the aisle, the politi...

Eight is Enough

The U.S. Constitution was crafted with a clear purpose, to prevent tyranny and to uphold democratic values by ensuring that power would never be concentrated indefinitely in one person. The Twenty-Second Amendment, ratified in 1951, explicitly limits presidents to two elected terms, totaling eight years. This amendment serves not just as a guardrail but as an affirmation of one of the core principles underlying our democracy: the peaceful and orderly transfer of power. Any attempt or proposal to serve beyond this prescribed limit fundamentally contradicts the intent and spirit of the U.S. Constitution and threatens the health of our republic. Historically, America’s founders were wary of unchecked executive power, having escaped a monarchy where indefinite rule led to abuses and oppression. George Washington himself set the precedent, voluntarily stepping down after two terms, a decision rooted deeply in democratic virtue and respect for institutional balance. This practice was respec...

A Fork in the Road

As of early 2025, student loan debt in the United States has ballooned to a staggering $1.77 trillion. That figure isn’t just a cold number on a balance sheet, it’s a defining weight on the backs of 42.7 million Americans with federal student loans, averaging about $38,375 per borrower. When private loans are factored in, that number jumps to roughly $41,618. This is not merely a personal finance issue for graduates, it’s an economic issue for the entire country. The pandemic-era pause on student loan payments gave millions of borrowers a brief but impactful financial reprieve. With payments now resumed, the pressure has returned, and so have the ripple effects. Many borrowers, still recovering from inflation, stagnant wages, and housing costs, are being forced to redirect spending from essentials and local economies toward servicing debt. When 42.7 million Americans are compelled to funnel money into federal loan payments, that’s money not being spent on rent, groceries, childcare,...